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Motorcycle Accidents · California · Texas · Florida
Hurt on your motorcycle? Don’t let the insurer blame the rider.
Motorcycle crash claims in California, Texas, and Florida, including left-turn, lane-change, and rear-end collisions.
Why motorcycle cases are different
Insurance companies often assume the rider was speeding or reckless. We push back with evidence: crash scene photos, vehicle damage, witness statements, and video when it exists.
Helmet laws and your claim
| State | Helmet rule |
|---|---|
| California | All riders must wear a helmet Veh. Code § 27803 |
| Texas | Riders 21 and older may ride without a helmet if they completed a safety course or carry required medical insurance Transp. Code § 661.003 |
| Florida | Riders 21 and older may ride without a helmet if they carry at least $10,000 in medical benefits coverage Fla. Stat. § 316.211 |
Not wearing a helmet does not by itself defeat your claim, but the insurer may argue it made some injuries worse.
What you can recover
- Medical bills, now and in the future
- Lost wages and earning ability
- Pain and suffering
- Motorcycle repair or replacement and gear
Common questions
Does Florida PIP cover motorcycle riders?
No. Florida’s Personal Injury Protection requirement does not apply to motorcycles, so a claim against the at-fault driver and your own uninsured motorist coverage are especially important.
The driver said they never saw me. Is that a defense?
No. Drivers must look for motorcycles. “I didn’t see them” often supports the rider’s claim.
What does it cost?
No attorney’s fee unless we recover money for you.
Time limits
Deadlines in California, Texas & Florida
| State | Deadline to sue for most injuries | Claims against a government agency | If you were partly at fault |
|---|---|---|---|
| California | 2 years CCP § 335.1 | Written claim usually within 6 months Gov. Code § 911.2 | You can recover, reduced by your share of fault |
| Texas | 2 years CPRC § 16.003 | Written notice usually within 6 months CPRC § 101.101 | Barred if you are more than 50% at fault CPRC ch. 33 |
| Florida | 2 years for negligence (injuries on or after March 24, 2023) Fla. Stat. § 95.11 | Written notice to the agency before suing Fla. Stat. § 768.28 | Barred if you are more than 50% at fault Fla. Stat. § 768.81 |
Deadlines can be shorter or longer depending on the facts. Call early so evidence and deadlines are protected.
Hurt in an accident?
Free consultation. No attorney’s fee unless we recover.