DEBT COLLECTION HARASSMENT
We defend clients under the various Federal and State Consumer Protection Acts,
which protects debtors
against illegal collection tactics and harassment.
CONSUMER TELEPHONE PROTECTION
If sales people spam you, if you have been harassed or your rights violated through
smart telephone voice / text messages,
we will stop the spam messages for you.
PROTECTING YOUR CREDIT RIGHTS
Incorrect Credit Card debts, past and current, credit reporting agencies and other issues with your credit can have disastrous consequences.
You need help, we help you.
Debtors that robocall, spam text message or leave threatening voice
messages could be violating
The Fair Debt Collection Practices Act.
Do not delete their messages.
Send them to us below!
Zermay Law Debt Collection Defense Attorney
It’s important to know that you have rights when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits debt collectors from using abusive, unfair, or deceptive practices to collect a debt. Some of the protections under the FDCPA include:
- Debt collectors cannot call you before 8 a.m. or after 9 p.m. unless you agree to it.
- Debt collectors cannot contact you at work if they know your employer prohibits such calls.
- Debt collectors cannot use threatening or abusive language, or harass you with repeated phone calls.
- Debt collectors must identify themselves and disclose that they are attempting to collect a debt.
- Debt collectors must provide written validation of the debt if you request it within 30 days of their initial contact.
If a debt collector violates any of these rules, you may be able to sue them for damages. A debt collection attorney can help you understand your rights and take legal action if necessary.
If you have the need, we have the help.
FDCPA aka The Fair Debt Collection Practiced Act
It is important to note that not all debt collectors are in violation of the FDCPA, and the law does allow for reasonable attempts to collect a debt. However, if a debtor feels that a collector has violated their rights under the FDCPA, they should seek the guidance of a knowledgeable attorney who can help them understand their rights and options. The Zermay Law is a great resource for anyone in need of legal guidance regarding debt collection.
The Fair Debt Collection Practices Act (FDCPA) protects debtors from harassment by debt collectors. People turn to Zermay Law to provide guidance throughout the process.
The FDCPA provides a range of damages for successful FDCPA lawsuits, including monetary damages, attorneys’ fees, and more.
Attorneys at Zermay Law know how emotionally charged and disturbing these debt collectors can be, and work hard to bring calm and reason to the situation.
With years of experience, I have the qualifications and knowledge necessary to protect you and your rights. I am here to help in any way I can and that all begins today. At Zermay Law, you can have confidence in the team handling your case. My firm is proud to deliver high-quality legal representation and compassionate counsel during this difficult time.
We will sue abusive debt collectors and credit reporting agencies at no cost to you unless we win.
Zermay Law – Debt Collection Harassment Services
At Zermay Law, we understand the stress and anxiety that come with being pursued by creditors and debt collectors. If you’ve experienced any of the following, you may be entitled to compensation, and our team is here to support and guide you through the process:
- Early Morning or Late Night Contact: Have creditors or debt collectors contacted you before 8 am or after 9 pm? Such practices are not only intrusive but may also be against the law. You have the right to peace and privacy outside of reasonable hours.
- Excessive Communication: Has the frequency of calls from creditors or debt collectors been overwhelming? Specifically, have you been contacted more than once a day over a period of a week? This can be considered harassment, and you may be entitled to compensation for this excessive and stressful behavior.
Our services at Zermay Law include:
- Legal Consultation: Offering a comprehensive review of your case to determine if you have a claim for compensation based on the frequency and timing of the debt collection attempts.
- Representation: If you decide to pursue a claim, our experienced attorneys will represent you, ensuring that your rights are protected every step of the way. We’ll handle the legal complexities and aim for the best possible outcome.
- Negotiation and Litigation: Our team is skilled in negotiation and, if necessary, litigation. We aim to secure compensation for the undue stress and potential privacy violations you’ve endured.
- Education and Support: We believe in empowering our clients. We’ll provide you with the information and support you need to understand your rights and the legal process.
Why Choose Zermay Law?
- Expertise: Our attorneys specialize in consumer protection laws and have a successful track record of helping clients receive compensation for harassment by creditors and debt collectors.
- No Upfront Costs: We operate on a contingency fee basis. You won’t pay any attorney’s fees unless we win your case.
- Personalized Attention: Every case is unique, and we provide personalized attention to each of our clients. We’re committed to being your advocate and ensuring your voice is heard.
If you believe you have been subject to harassment by creditors or debt collectors, contact Zermay Law today for a free consultation. Let us help you assert your rights and explore the possibility of securing compensation for the inconvenience and distress you’ve experienced.
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A Reputation for Excellence
We have years of experience helping our clients. We understand your protection is important and we’re dedicated to fighting for your rights.
NO WIN - NO FEE GUARANTEE
You don’t have to pay any upfront cost in most cases. We’ll win your case – or it’s free!
TOP-RATED SERVICES
We provide personalized services and we care for your well-being.
BATTLE-TESTED ATTORNEYS
We have been involved in over 200 cases and we know how to get you the best possible results.
Our Practice Areas
We fight for you in a wide range of matters.
ELDERLY & DECEASED DEBT COLLECTIONS
Debts should die when the debtor is deceased. Zermay Law stops the debt harrassemnts.
FIREARM LAW & INDUSTRY CONSULTING
Do you have a gun industry question? Gun rights at risk? Are you the victim of state enforcement of unconstitutional law? Contact us immediately to discuss your case and we’ll fight for your rights.
UNFAIR DEBT COLLECTION & FAIR CREDIT REPORTING
When you’re injured by a construction accident, it’s important to make sure that you receive the maximum compensation in accordance with the law. We can help!
SPAM TEXTS & ROBOCALLS
Those spam text messages can be worth a nice chunck of changes. Call Zach about stopping the robo calls or spam text messages now.
PROPERTY INSURANCE CLAIMS
Insurance Claims are very strenuous, tedious, and time consuming. Insurance claims are handled by our Miami attoneys’ law office.
Call Zermay Law for that experienced help in getting the fair and just compensation for your losses.
CLASS ACTIONS
If you suffered from an injury due to over testing, operating error or a mistake of a medical professional, we can help you claim for the compensation you deserve.
Discuss Your Case
Contact us through the form or via these following channels for a free, no-obligation consultation.
EMAIL US
info@zermaylaw.com
CALL OUR OFFICE
California (310) 752-9728
Florida (305) 767-3529
Contact Zach now.
From Our Clients
Zachary got me out of a drunk driving situation. Facing a felony, Zach plead me down to a misdemeanor and 40 hours of community service. Thank you so much!
T, Fort Myers
“Thank you very much for the good works you all have been through to help me get my life back to normal after my accident…”
David B. – Venice Beach
“If you’re looking for a professional, knowledgeable and trustworthy attorney to help you through a difficult time, look nowhere else!”
John H. – Jacksonville
“The attorneys really made my most difficult time in life easier and I appreciate that. Thank you for the job well done!”
Jane D. – Miami
Count On Us
Zermay Law
If you have received threats of wage garnishment, lawsuits, and losing your home, it’s time to take effective action to stop the abuse! The FDCPA (Fair Debt Collection Practices Act) has given you the weapons with which to fight back and make the debt collector pay YOU money for their abusive, harassing behavior.
Even if you legitimately owe the money, a debt collector has to treat you with respect. That is the law! Furthermore, if a credit reporting agency makes a credit report error, they must correct it. Under the FCRA (Fair Credit Reporting Act) credit reporting agencies, by law, have to get it right. You can sue abusive debt collectors under the FDCPA and you can sue credit reporting agencies under the FCRA.
